Every business needs help along the way

The challenge of owning or running a business often requires funding to generate growth. This could be anything from office renovations, IT upgrades or equipment purchases, to expanding your franchise model or an exciting new business venture.

Business loans are different to other common forms of business finance, such as an overdraft or commercial line of credit. So you need expert guidance and the right advice when securing business finance.

Experience and expertise

At Professionals Finance we have some of the country’s most experienced brokers on our team, ready to help you. We’ll take you through everything that’s needed, such as documentation of your business’s financial history, plus your current assets and liabilities.No matter what type of business you run, with Professionals Finance you get outstanding guidance, a fast turnaround and convenience – all packaged into your experience. 

Helping to fund a range of commercial property projects

Commercial loans are different to your typical residential loans, so you need a specialist broker. Someone who understands how to access funding for commercial property purchasing and refinancing, or securing funds for construction and development projects.

M commercial lending experience will put you in great hands when structuring your finance needs. We’ve accessed funding for a range of commercial projects, such as:

• boutique townhouse developments
• high-rise apartment blocks in the CBD
• office, retail and warehouse property purchases

Experience and expertise

Too often we’ve seen commercial property projects fail by virtue of poor finance arrangements. However we can tailor a finance solution to your needs and help you navigate the various funding streams for commercial loans.

Pre Sales or No pre sales

Whilst the Majors have the cheapest rates, they will require presale targets are met before they will approve or commence draw down. We have access to lenders that will consider no presale lending up to $7M and rates of 9.75%. We can discuss an option that will suit your circumstances including assisting with your feasibility. 

Mandate Fees

Please note that mandate fees are charged on commercial, business and development transaction and will be advised when the deals are presented.

So engage an expert who can provide smart advice and lead you through the commercial loan process from start-to-finish.

Not many businesses operate without some form of overdraft to assist with day to day cashflow management.

There are numerous forms available to business operators from a traditional overdraft, to Invoice discounting and domestic and international trade facilities.

Overdrafts

Overdrafts are great if you have freehold security but what do you do if you dont?

Invoice discounting

This is where you provide the invoice as security and can gain upto 80% against that invoice at rates very similar to overdraft rates. This form of working capital finance can grow easily with your business.

Trade facilities

Do you have to purchase raw materials from overseas or even within Australia? you may qualify for a trade facility and discount the purchase order thereby delaying when you have to pay out of your cashflow. 

.

Chattel Finance

We can assist with all your equipment funding needs from Motor vehicles, to large trucks, rigs, earthmoving equipment etc.

Rental Finance

We have lenders that will fund all many of small equipment not normally considered appropriate for chattel lending including many items needed for restaurant and pub fitouts. Approvals are fast and you can get on with the business of selling to your customers quicker. Call us to discuss if this will assist your business. 

Novated leases

Do you need to salary sacrifice a car and require a novated lease? dont do it with your salary packaging company or you will pay to much. talk to us first and get a better lease at cheaper rates.