Home loan Solutions
First Home buyers
Purchasing a property is an exciting, daunting and often time-consuming experience. As you know, finding your dream home is only part of the process – you also need to secure finance to make it a reality.
With a huge number of competing loan types and loan features on the market today, there’s a lot of big promises being made by home loan lenders. This can be confusing and sometimes misleading for borrowers.
Experience and expertise
Fortunately, LN Finance is ready to work for you. We will guide you every step of the way when securing finance.
With access to hundreds of loans from a wide variety of lenders we will work with you to find the loan which suits your finance needs. With LN Finance, you get outstanding guidance, a fast turnaround and convenience – all packaged into your home loan experience.
Next Home Buyer
In the process of selling and looking to purchase another property?
As a next home buyer, you already have a pretty good understanding of what’s involved with home loans and finding the best deal. However, the transition between selling your current property and purchasing a new one can have some tricky obstacles.
LN Finance can help you navigate some of these challenges. It’s common to see clients with two properties and two mortgages on their hands – a bridging loan or deposit guarantee might be the answer here to reduce the financial pressure. Or perhaps you’re looking at turning your current home into an investment property and using the equity to purchase your next home.
Investor loans
Property Investment
Looking to invest in property and build long term wealth?Property investors are fast movers, so you need a broker who can help you capitalise on that ideal investment in the residential market.However, investment property loans do require a different type of consideration to a typical home loan. Given the interest on an investment property loan is tax deductible, it’s vital your loan is structured in a way that maximises any potential tax benefits and doesn’t leave you exposed.
Here are three important considerations:
1. Should you be paying interest only or paying down the principle?
2. Will a regular principle / interest loan or loan with a redraw facility provide you with the same loan term benefits as one with an offset account?
3. Will your expected rental returns meet the interest you’re paying on the loan?